Fraud on credit and debit cards has a high financial cost to card
holders, banking industry and society, which can reach billions of
dollars annually. And most of the financial cost is largely borne by
the banking industry, which is immeasurable! To fight against fraud,reduced incidence and cost of chargebacks,
Then APG82 PINhandy OTP generator
will be what you are looking for
The APG82 PINhandy is a compact, completely standalone, low-cost,handheld smart card device that contains a numeric keypad and a
display. It manages not only OTP (One Time Password), but also
challenge-response and Transaction Data Signing. Certified with
stringent international standards as Mastercard® Card Authentication
Program (CAP) and VISA Dynamic Passcode Authentication (DPA) and EMV
Level 1, you can use the device in various payment and bank
applications.
Using
two-factor authentication, the cardholder inserts the EMV payment card
(something you have) in the APG82 PINhandy, enters the PIN (something
you know) using the device keyboard. After that, a dynamic one-time
password is generated and showed on the APG82 PINhandy display.
Cardholder can then use this password to perform secure online
transactions, telephone orders or e-banking logons.
APG82 PINhandy has no physical connection to the cardholder’s
internet authentication device like PC, Macintosh, or smart phone. The
unconnected mode of APG82 PINhandy makes it impossible for hackers to
steal the sensitive information in the card. Also, as a standalone
device, specialized programming like software drivers is not required.
